Data Privacy Policy

SMART LEDGER Bookkeeping Services, LLC

Privacy Policy

1. Introduction & Purpose: Smart Ledger Bookkeeping Services, LLC ("Company" or "We") respect your privacy and are committed to protecting it through our compliance with this policy. This privacy policy (Policy) relates to your personal information in connection with your use of and access to the Smart Ledger Bookkeeping Services website (www.smartledgerbookkeepingservices.com) and any services provided by Smart Ledger Bookkeeping Services.

We are committed to protecting your information and your right to privacy. If you have any questions or concerns about our Policy, or our practices with regards to your personal information, please contact us via admin@smartledgerbookkeepingservices.com.

When you use the Smart Ledger Bookkeeping Services website, you trust us with your information and we take

your privacy very seriously. We seek to explain to you in the clearest way possible what information we collect,

how we use it and what rights you have in relation to it. We hope you take some time to read through it

carefully, as it is important. If there are any terms in this Policy that you do not agree with, please discontinue

your use of the Smart Ledger Bookkeeping Services.

This policy applies to information we collect:

• On this Website
• In email, text, and other electronic messages between you and this Website.
• Through mobile and desktop applications you download or utilize from this Website, which may provide dedicated non-browser-based interaction between you and this Website.
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

• Us offline or through any other means, including on any other website operated by Company or any third party; or
• Any third party, including through any application or content (including advertising) that may link to or be accessible from or through the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how

we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By

accessing or using this Website, you agree to this privacy policy. This policy may change from time to time.

Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so

please check the policy periodically for updates.

This website is intended for users located in the United States. We do not knowingly market to or process data

from users in the European Union or other jurisdictions requiring GDPR compliance.

2. Changes to this Policy or Your Personal Information: We review this Policy regularly and reserve. our right to amend it at any time. It is your responsibility to check regularly and determine whether you still agree to comply with the Policy. If you do not agree to any changes to this Policy then you must immediately stop using the Smart Ledger Bookkeeping Services.

In the event we make any significant changes to this Policy we will use our reasonable endeavours to inform

you of such changes in advance in writing.

It is important that the personal information we hold about you is true, complete, accurate and current.

Accordingly, you must notify us of any changes to your personal information (for example, if you change your

email address).

3. Children Under the Age of 16: Our Website is not intended for children under 16 years of age. No one under age 16 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on this Website or through any of its features, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at admin@smartledgerbookkeepingservices.com.

Residents of certain states under 13, 16, or 18 years of age may have additional rights regarding the collection and sale of their personal information. Please see your States’ Privacy Rights for more information.

4. Information We May Collect About You: We collect several types of information from and about users of our Website, including information:

a. By which you may be personally identified, such as name, postal address, email address, telephone number, social security number, or any other identifier by which you may be contacted online or offline ("personal information");

b. That is about you but individually does not identify you, such as your financial information, age or occupation; and/or

c. About your internet connection, the equipment you use to access our Website, and usage details.

d. We do not knowingly collect sensitive personal information such as race, religion, health data, or biometric identifiers.

5. How We Collect This Information: We collect this information:

a. Directly from you when you provide it to us.

b. Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies.

c. From third parties, for example, our business partners or service providers.

6. The information we collect on or through our Website may include:

a. Information that you provide by filling in forms on our Website. This includes information provided at the time of subscribing to our service, posting material, or requesting further services. We may also ask you for information when you report a problem with our Website.

b. Records and copies of your correspondence (including email addresses), if you contact us.

c. Your responses to surveys that we might ask you to complete for research purposes.

You also may provide information to be published or displayed (hereinafter, "posted") on public areas of the Website, or transmitted to other users of the Website or third parties, including our third-party partners and service providers (collectively, "User Contributions"). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, including your login in order to utilize our

services, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

7. Information We Collect Through Automatic Data Collection Technologies: As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

a. Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.

b. Information about your computer and internet connection, including your IP address, operating system, and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). You will have the option to opt out of behavioral tracking on this website.

The information we collect automatically is only statistical data and does not include personal information. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

c. Estimate our audience size and usage patterns.

d. Store information about your preferences, allowing us to customize our Website according to your individual interests.

e. Speed up your searches.

f. Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

g. Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. For information about managing your privacy and security settings for cookies, see Choices About How We Use and Disclose Your Information.

h. Web Beacons. Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie non-personal information collected

automatically to personal information about you that we collect from other sources or that you provide to us.

8. Third-Party Use of Cookies and Other Tracking Technologies: Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information (below).

9. How We Use Your Information: We use information that we collect about you or that you provide to us, including any personal information:

a. To present our Website and its contents to you.

b. To provide you with information, products, or services that you request from us.

c. To fulfill any other purpose for which you provide it.

d. To provide you with notices about your account, including expiration and renewal notices.

e. To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

f. To notify you about changes to our Website or any products or services we offer or provide through it.

g. To allow you to participate in interactive features or applications on our Website.

h. In any other way we may describe when you provide the information.

i. For any other purpose with your consent.

We may also use your information to contact you about our own and third-parties' goods and services that may

be of interest to you.

10. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, including to comply with legal, regulatory, tax, accounting, or reporting requirements.

Specifically, we may retain your personal information:

• For the duration of your relationship with Smart Ledger Bookkeeping Services, LLC
• For internal analysis purposes (e.g., improving our services)
• As necessary to comply with our legal obligations or enforce our agreements

When personal information is no longer needed, we securely delete, anonymize, or archive it in accordance with our data retention protocols and applicable laws.

Please note that third-party platforms we use may have their own data retention practices. We encourage you to review their privacy policies for more information.

11. Disclosure of Your Information: We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this privacy policy:

a. To our subsidiaries and affiliates.

b. To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

c. To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Smart Ledger Bookkeeping Services, LLC's assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Smart Ledger Bookkeeping Services, LLC' about our Website users is among the assets transferred.

d. To third parties to market their products or services to you if you have consented to these disclosures. We contractually require these third parties to keep personal information confidential and use it only for the purposes for which we disclose it to them. For more information, see Choices About How We Use and Disclose Your Information.

e. To fulfill the purpose for which you provide it.

f. To deliver to you the services you requested through our website.

g. To send statements, invoices and payment reminders to you, and collect payments from you.

h. For any other purpose disclosed by us when you provide the information.

i. With your consent.

We may also disclose your personal information:

j. To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

k. To enforce or apply our Terms of Use [INSERT AS LINK TO WEBSITE'S TERMS OF USE] and other agreements, including for billing and collection purposes.

l. If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Smart Ledger Bookkeeping Services, LLC', our clients, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

12. Choices About How We Use and Disclose Your Information: We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

a. Tracking Technologies and Advertising. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly. Our website uses a cookie banner to allow users to accept or manage cookie preferences when they first visit.

b. Promotional Offers from the Company. If you do not wish to have your email address/contact information used by the Company to promote our own or third parties' products or services, you can opt-out by checking the relevant box located on the form on which we collect your data or at any other time by logging into the Website and adjusting your user preferences in your account profile by checking or unchecking the relevant boxes or by sending us an email stating your request to admin@smartledgerbookkeepingservices.com. If we have sent you a promotional email, you may send us a return email asking to be omitted from future email distributions. This opt out does not apply to information provided to the Company as a result of a product purchase, warranty registration, product service experience or other transactions.

Our website uses a cookie banner to allow users to accept or manage cookie preferences when they first visit. Non-essential cookies, such as analytics tools, will not be deployed without your consent.

Do Not Track Signals: Some browsers offer a “Do Not Track” (DNT) feature that lets you signal to websites that you do not want your online activities tracked. At this time, our website does not respond to DNT signals. However, you can still manage tracking through your browser settings and opt-out mechanisms described above.

We do not control third parties' collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative ("NAI") on the NAI's website.

13. Google Analytics Tracking & Opt-Out Notice

We use Google Analytics to understand how visitors interact with our website so we can improve user experience and performance. Google Analytics uses cookies and similar technologies to collect information such as how often users visit the site, what pages they visit, and what other websites they used prior to coming to our site.

Google Analytics collects only the IP address assigned to you on the date you visit the site, rather than your name or other identifying information. We do not combine the information collected through Google Analytics with any personally identifiable information.

If you prefer to prevent your data from being used by Google Analytics, you can install the Google Analytics Opt-out Browser Add-on available at:

https://tools.google.com/dlpage/gaoptout

14. Accessing and Correcting Your Information: You can send us an email at admin@smartledgerbookkeepingservices.com to request access to, correct, or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

15. Laws & Your State Privacy Rights: This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions. However, if you are a resident of a state that provides additional consumer privacy rights (such as New York), we will comply with the applicable laws of your state.You may obtain a copy of this Privacy Policy through our Site or by sending us a request in writing.

State consumer privacy laws may provide their residents with additional rights regarding our use of their personal information.

California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Montana, Oregon, Tennessee, Texas, Utah, and Virginia provide (now or in the future) their state residents with rights to:

a. Confirm whether we process their personal information.

b. Access and delete certain personal information.

c. Correct inaccuracies in their personal information, taking into account the information's nature processing purpose (excluding Iowa and Utah).

d. Data portability.

e. Opt-out of personal data processing for:

i. targeted advertising (excluding Iowa);

ii. sales; or

iii. profiling in furtherance of decisions that produce legal or similarly significant effects (excluding Iowa and Utah).

f. Either limit (opt-out of) or require consent to process sensitive personal data.

The exact scope of these rights may vary by state. We do not sell or share your personal information with third parties for monetary compensation or for cross-context behavioral advertising.

To exercise your privacy rights under state law, including CCPA, please email us at admin@smartledgerbookkeepingservices.com with the subject line “Privacy Rights Request."

If our practices change in the future, we will update this Privacy Policy and provide a clear method for you to opt out of the sale of your personal information, as required by law.

16. Data Security: We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. Any payment transactions will be encrypted.

The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.

17. Changes to Our Privacy Policy: It is our policy to post any changes we make to our privacy policy on this page with a notice that the privacy policy has been updated on the Website home page. If we make material changes to how we treat our users' personal information, we will notify you by email to the email address specified in your account and through a notice on the Website home page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

18. Contact Information: To ask questions or comment about this privacy policy and our privacy practices, contact us at: admin@smartledgerbookkeepingservices.com.

By continuing to use our services or this website, you acknowledge that you have read, understood, and agree to the terms outlined in this Privacy policy.